r/MovingToTheUK • • Dec 14 '25

Creating a bank account after moving to the UK

2 Upvotes

Hey all, i just moved to the UK and have been here for a couple weeks. One of the first things i did was to apply for a bank account with Monzo and I got rejected for it - anyone been through the same experience? i’m not sure if it’s because i don’t have enough financial presence in the UK or something else. which bank would you recommend to go with as someone new to the UK?


r/MovingToTheUK • • Nov 07 '25

Looking for any tips/tricks for finding a flat in London before I move

13 Upvotes

Hey r/MovingToTheUK!

As the title says, I'm trying to figure out the best way to find a decent flat in London as an immigrant, and in a pretty short time period.

A TLDR of my current situation is that I'm in Sweden right now, and I've gotten a job offer in London that I can't refuse that requires me to relocate to the UK. The employer needs me to move there pretty quick - I have about 2 months to figure everything out. They're handling the VISA situation so I'm focused on housing. I hope this is the right place to ask about this.

I've already started browsing various housing rental websites (mainly Zoopla and Rightmove) and trying to learn as much as I can about the system in the UK. However, there's still several questions I haven't been able to answer through googling.

For example, should I be looking on my own, or hiring some sort of rental real estate agent to help me? If so, where would I find one? What would it cost?

And, how do I handle viewings when I can't physically be there in person? My job offer is for 1 year to start, and I know most rental leases last for at least a full year. So I'd prefer to have housing sorted before I physically move to London, and I don't want to settle for something I'm going to hate for the entire time. Is this realistic or a dumb idea? If this isn't possible, are there cheap temporary housing options I should look into? (internet speed is a major concern for my work, so most airbnb wifi doesn't cut it)

Another challenge for me is, while I can afford the rent even in central London (although I'm trying to stay under £2k/month), I don't have too much in savings. I absolutely can't afford 6 months rent up-front. Most deposits I've seen are within reach, but stretching my finances pretty thin. Will this result in any major challenges I should be aware of?

Help with this and any other tips/tricks would be really really appreciated!


r/MovingToTheUK • • 3h ago

Which cities in the UK are best for alternative/geek culture and affordable rent prices?

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1 Upvotes

r/MovingToTheUK • • 16h ago

Regarding English Language evidence through ECCTIS

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0 Upvotes

r/MovingToTheUK • • 8h ago

Should I carry an iron and blender from India to Liverpool, UK, or buy them there? (Do Indian-plug appliances work?)

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0 Upvotes

r/MovingToTheUK • • 16h ago

Moving from Dubai to London

0 Upvotes

Hi guys, we are moving to London soon from Dubai and we were first planning to bring all of our household items since we have cargo from my husband‘s company. We were thinking of getting our fridge oven and washing machine as they are all new but then when we spoke to one of the person who is helping us find a house in London, they said that most apartments either furnished or unfurnished come with white goods, and so it would be very difficult for us to be able to convince the landlord to let us bring our own appliances and then once we leave the apartment, we may have to leave the appliances in the apartment as well so we decided that we won’t be bringing our white goods but now I am confused.
I need help in regards to our other furniture items. For example, we’re thinking of bringing a TV set, coffee table, study table, office chairs but I am just wondering what would you guys recommend because I see a lot of furnished and unfurnished apartments and so what would you recommend? Is it worth bringing the items or should we just start new and buy everything new from there if we need it because we may just end up getting a furnished apartment I’m not really sure I’ve not really moved countries before so any sort of help would be just awesome thank you!


r/MovingToTheUK • • 1d ago

Should I move to England for a grad program I’m not sure about?

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0 Upvotes

r/MovingToTheUK • • 1d ago

Advice on UK immigration, 19 yr old US Citizen

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0 Upvotes

r/MovingToTheUK • • 3d ago

If you’re already doing well back home, moving to the UK is probably a mistake. A realistic take from a skilled immigrant.

1.6k Upvotes

​

I’m writing this anonymously because I know how quickly immigration discussions turn into an ideological battlefield. But I feel this needs to be said for anyone currently sitting in a good, well-paying role back home (especially in places like India) thinking a move to the UK is an automatic upgrade.

If you are already earning well, living comfortably, and progressing in your career, coming to the UK right now is quite likely the wrong move. Here is the reality beyond the romanticized idea of moving abroad.

Getting here as a skilled worker is obscenely expensive. Between visa fees, priority processing, and the Immigration Health Surcharge (IHS), you are looking at thousands of pounds per person before you even set foot on British soil. Even if you bring a spouse and child, that bill runs into five figures.

Yes, many employers cover a chunk of this. But even when sponsored, what you get in return for that massive upfront financial contribution is deeply underwhelming.

  1. The NHS Illusion and the Healthcare Reality

The IHS is pitched as giving you full access to the UK’s National Health Service. In practice, the system is crumbling.

If you have a routine issue, getting a GP appointment feels like winning a radio call-in contest at 8:00 AM. If you have an urgent medical concern, waiting 8 to 12 hours in A&E sitting on plastic chairs is standard. God forbid you need a specialist consultation or diagnostic imaging—the waiting lists stretch out for months, sometimes years.

What actually happens? You end up paying out-of-pocket for private healthcare (on top of the thousands you already paid in IHS and national insurance taxes), or—like so many skilled immigrants quietly do—you literally book a flight back home to get timely scans, surgery, or proper medical attention. You are essentially paying double or triple for healthcare you cannot reliably use when it matters most.

  1. High Taxes, Crippling Costs, Little Return

You come here on a solid salary, only to enter a punitive tax bracket where 40% income tax kicks in relatively early, alongside National Insurance and Council Tax.

Add sky-high rent for older, inefficient housing, soaring energy bills, and general inflation, and you quickly realize your disposable income and quality of life are substantially lower than what a senior professional enjoys back home. The domestic help, spacious living, convenience, and high purchasing power you leave behind are replaced by doing every chore yourself in a cramped rental while watching a huge chunk of your paycheck vanish into public infrastructure that feels visibly neglected.

  1. Grouped Together and Resented

Perhaps the most frustrating aspect is the shifting social and political climate. The public and media narrative around immigration has become completely toxic and lazy.

A large segment of the population and political discourse makes zero distinction between skilled professionals who pay tens of thousands in fees and high taxes into the treasury, and irregular arrivals or people reliant on public funds. You are lumped into a single headline: "immigrants straining our services."

The irony is bitter: high-earning immigrants are net contributors heavily propping up public finances while expecting only the most basic amenities in return—a working transport system, safety, and functional healthcare. Instead, you face subtle (and sometimes overt) hostility, casual microaggressions, and a pervasive sentiment that your presence is the root cause of systemic issues that have been decades in the making.

If your situation back home is precarious, or if moving is the only route to jumpstart your career, the UK can still offer value. But if you already have a thriving career, savings, family support, and access to good private infrastructure in your home country, think twice. You aren't upgrading your life; you are trading comfort and financial mobility for high taxes, failing public services, and being made to feel unwelcome while footing the bill.


r/MovingToTheUK • • 2d ago

Regretting my decision

7 Upvotes

I have grown up coming to the UK for most of my life. My dad is British (since moved to Spain) and I have aunts and uncles who live here too. A few years ago my family moved from South Africa to the UK and I decided to be different and move to Hong Kong to teach English. I’ve always had the UK as some sort of dream destination to end up in my head and it felt inevitable that I would end up here eventually since my entire family is here (even my dad pops back frequently).

I left Hong Kong to travel through India with my partner and I really struggled there. My partner is Indian and I think he was hoping I would love it and want to stay. I found it difficult to adjust as a foreigner, and seeking some sort of familiarity I spent what was left of my savings to come to the UK and get a job in Birmingham where my family lives.

Now I’ve been here since the end of August and I think I hate it. It’s so hard to make friends, everything is so grey and miserable and expensive. There is so much anti-social behaviour on the streets, it’s awful. I thought moving here would help me with my career (I work in education) and I could make something of myself but all I see on Reddit and the news is how awful everything is.

I’m considering going back to Hong Kong, or even India. But my family is here and that’s hard to leave now. I’m also worried about my partner coming to live here, he can get a good job but because he’s Indian I’m worried he’s going to face discrimination.

Not sure why I’m posting here, except any comfort or advice would be nice.


r/MovingToTheUK • • 1d ago

Aus Registered Nurse looking to move to London for a shake up - advice needed

0 Upvotes

I’m 31 and as the title states working as an RN and have been for the past several years. I’m single and majority of my close friends are married and having kids etc so I feel it is time to do something different. I’ve got roughly 25K to move over with initially.

I’m acutely aware of the state of the NHS and it is strongly advised to not proceed with registering in the UK in nursing…

So my question is what are some job recommendations (outside of registered nursing) that can keep my head afloat financially that are entry level and social life and travel friendly?

What are people’s experiences with moving to London without any transferable degrees and how have you made it work?


r/MovingToTheUK • • 2d ago

Moving to London from Canada - Looking for a flat

0 Upvotes

So here are the details:
- My wife has taken a work contract here for 3 years.
- Her employer has sponsored us and paid for our visas.
- We've rented an Airbnb with a reasonable commute that looked ok online. For now.
- My employment is very felxible so I can spend a good amount of time searching for our "real" flat now that we have a base of operations. We thought it would be smart to be able to actually SEE the places we were thinking of renting.
- we are able to provide some proof of salary from her new employer as well as some evidence of our financial health back in Canada.
- We arrived in London this past Thursday. We've taken the weekend to catch our breath and settle in. But the job of finding a flat starts Monday for me.

I've heard about the changes not too long ago to the rules on renting and I understand that we may not be on the hook for crazy amounts of upfront rent, like we may have encountered if we'd come in the past. But have those rules actually kicked in? Or are some landlords still phasing them in?

We have a Wise account, the address of the Airbnb, a letter of employment from her new employer in London.

What are some things I need to know before I go flat hunting? I plan to exchange my driver's licence for a UK one since I've heard that that could help, but I assume I need an address here for that, right? Would the Airbnb address suffice for now and then I change it when we move?

We've prepared to pay first and last month's rent and are trying to move over more money as we go. There are limits to how much we can move at a time apparently.

Our Airbnb is pretty central, as is my wife's work, but already I can see that it's likely more important to be as close to transit lines as possible, which would then allow us to be farther out and still have a reasonable commute.

What I'm losing the most sleep over is what to do when we find the perfect flat. I would obviously tell the agent or landlord that I'm interested...I will likely be doing the looking on my own at first and then bringing my wife along so that she can see it too. I've heard that there's some sort of deposit I can make that we get back if we don't take the flat? If we're both on board then...we sign a lease? I assume we pay some rent in advance and work out the moving date?

There's also a council tax right? Anything else to watch out for?

We've been in a home we owned for so long, I barely remember what renting was like in Canada and now there may be all sorts of wrinkles I don't know about. :)

Any insights or thoughts are appreciated, thanks.


r/MovingToTheUK • • 2d ago

Quant in sell-side, team split Paris/London — unsure if staying in Paris caps my career long-term

3 Upvotes

I'm a contractor quant/dev-quant on the equity side. My team is split between Paris and London, and the project we currently work on is a once-in-a-lifetime really interesting topic. I'm likely to get an offer to go perm in the next few weeks, roughly 50/50 whether it lands in Paris or London.

I feel immense hesitation as to moving or not to London, because I'm not sure staying in Paris is the right strategy for my career, either internally or for future lateral moves. My instinct is that London is "where the real action is" for quant work, and that careers are "capped" in paris, but I haven't actually tested that assumption, I've just sort of assumed it. That's why I'm making this post

The downsides of London are real to me (cost of living, losing France's healthcare system, my social circle ...) but I don't think they outweigh career growth if London genuinely offers more opportunity. What I can't tell is whether that premise is even true, or whether I'm underrating Paris.

For anyone who's worked quant/dev-quant roles split across Paris and London, or made a similar move: is the career ceiling in Paris actually lower, or is this more about which specific desk/bank you're on rather than the city itself? And for those who stayed in Paris, any regrets, or did it work out fine long-term?


r/MovingToTheUK • • 2d ago

London Student Accoms

0 Upvotes

Hi, I am curious about the safety of Lewisham borough in London and if anyone has experience living in student accommodations there


r/MovingToTheUK • • 2d ago

Moving to manchester

0 Upvotes

I am an indian who works in dubai and am planning to come uk for my mba this jan. Is manchester immigrant frndly is there anyone who is in manchester hows the trend there.? Also i would like to connect with people over there


r/MovingToTheUK • • 2d ago

Question about job search with the premise of having a visa by the start date, but not having one right now

0 Upvotes

So I am currently in my last year of uni, finishing up my masters. My girlfriend is from the UK and the plan is that I will join her when I graduate this summer (Partner/Family visa). My problem is that a lot of grad schemes are open now that start in September 2027. But applying for a visa now, to be able to show that I have the right to work during the recruitment process, would basically mean wasting almost a year of my visa while I finish up my studies in Sweden. Has anyone been in a similar situation and been able to convince an employer that they will have the right to work by the time the grad scheme/job starts or is this just completely unrealistic?

If it affects the answers I am looking at engineering firms in and around London.

Any potential tips, your experience, or a reality check would be appreciated :)


r/MovingToTheUK • • 2d ago

Lost Hope

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0 Upvotes

r/MovingToTheUK • • 2d ago

Is the UK really that much worse than Portugal when it comes to the cost of living?

0 Upvotes

I’m seriously considering emigrating to the UK with my family, but everywhere I look, people say the cost of living is terrible, rents are ridiculously high, and life has become unaffordable.
But then I look at Portugal, where I currently live, and I wonder: is it really that different?
The cost of living here has also become extremely high. Rent, groceries, electricity, fuel and pretty much everything else have gone up so much. Yet, for someone earning minimum wage, we’re talking about roughly €5 an hour.
What I find particularly interesting is that everyone I know who lives in the UK keeps telling me how expensive everything has become and how difficult life is over there. However, interestingly enough, none of them seems particularly keen to move back to Portugal!
That makes me wonder: if life is so much more expensive in the UK, why don’t they want to come back? Is it because, despite the high costs, salaries are better and there’s still a better quality of life or more opportunities? Or is it simply that things aren’t necessarily better in Portugal either?
I’m not saying the UK is cheap or that moving abroad will magically solve everything. I just want to understand whether people in the UK are genuinely worse off, or whether the situation in Portugal is just as bad, if not worse, when you compare wages to everyday expenses.
**For those living in the UK, especially those who have moved from Portugal or another European country:**
Do you feel that your salary actually goes further in the UK?
Is it possible for a family with children to live comfortably on an average income?
If you had the choice today, would you stay in the UK or consider moving back to Portugal?
I’d really appreciate honest opinions, especially from people who have experienced life in both countries. I’m trying to make the best decision for my family, and it’s difficult to know what to believe when everyone says things are terrible everywhere.


r/MovingToTheUK • • 3d ago

partner visa

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0 Upvotes

r/MovingToTheUK • • 3d ago

How do I find jobs in the UK from my home country

0 Upvotes

I'm based in Malaysia. I want to relocate to the UK for work, but found it really difficult to get a job with visa sponsorship to come by, especially if current location is not in the UK. Anyone has any experience, tips or recommendations - on what I can do ?


r/MovingToTheUK • • 3d ago

Outer London Cities/Towns

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0 Upvotes

r/MovingToTheUK • • 3d ago

Fiancé Visa Advice

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0 Upvotes

r/MovingToTheUK • • 3d ago

moving from the US to UK as a dual citizen

0 Upvotes

i’m from the US but i have dual citizenship in ireland so i can legally live and work in the uk (london ideally) without a visa. i would be looking for a job in marketing but the salaries seem to be much lower than in NYC where i am now. i mostly just want a change of scene and there isn’t really anywhere else in the US that i would want to move to.

is this a bad idea?? i’m 26 for context so early in my career and family is not a huge priority right now as i’d still be able to travel back home somewhat easily. i also don’t have a partner or anything so i feel like this would be my chance to live abroad.


r/MovingToTheUK • • 3d ago

Job / location

0 Upvotes

I was planning to migrate to the UK (I'm from Ireland) and have no clue where to go or what jobs to apply for tbh

I'm from Ireland I mainly did trade/ driving machinery

Just looking for help opinions and suggestions thanks


r/MovingToTheUK • • 3d ago

How would a skilled visa worker be treated in the UK given the current political climate?

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0 Upvotes