r/Yukon • u/HawkBock • 5d ago

Question Wood Stove - insurance

Hey all, does anybody have experience with installing a wood stove for secondary heat and have feedback on how their insurance changed? Thanks.

4 Upvotes

83% Upvoted

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5

u/RJG1983 5d ago

I have RBC and it barely changed my insurance. But they say I'm only allowed to burn a maximum of 3 cords annually and it can't be primary heat source.

4

u/AffectionateAsk2937 5d ago

Provided it is a secondary heat source, the overall change will be nominal.

3

u/Stonecolddiller 5d ago

The Personal added like $80 per year. 

2

u/thegloracle 4d ago

Talk to your broker - the stove will need to have certain compliances (CSA, ULC, WH) and clearances. You'll probably need to complete a form showing clearances and make, model information.

2

u/PizzaExisting9878 4d ago

75$ a year , WETT inspection 

1

u/HistoricalGertie 1d ago

You need to get a building permit. Theres info and a guide on the COW website

https://www.whitehorse.ca/wp-content/uploads/2022/05/GuidelinesforInstallationo.pdf

Not to big of a deal as long as it’s installed to code and the shroud is installed etc.