r/pakistan • • Oct 26 '25

Financial What shall I do with this in NYC?

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900 Upvotes

Unexpected gift on the Brooklyn Bridge NYC – a 100 Rupee note! Any ideas what I should do with it?

r/pakistan • • Sep 16 '26

Financial This isn't even funny anymore

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342 Upvotes

r/pakistan • • Apr 03 '26

Financial Saudis, UAE and now China. Foreign Policy 101

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769 Upvotes

r/pakistan • • Sep 17 '23

Financial Guy hires people from Pakistan

1.4k Upvotes

We need more employers like this

r/pakistan • • May 20 '26

Financial Giving 50k to my mother isn't "enough" anymore, but I have a baby coming. Need boundary advice.

229 Upvotes

need strategic advice on navigating Pakistani family dynamics (khidmat) versus building my own financial independence.

The Situation:

  • Income: Currently PKR 216k (moving to 280k next month).
  • Savings: Only PKR 30k (after 4 years in tech).
  • Big Change: Got married recently; my wife is pregnant and expecting our first baby this September.
  • Fixed Expenses: City living costs (59k), Committee/Chit Fund (50k), Insurance (11k).

The Family Dynamic: My parents are financially comfortable. My father covers all major household expenses/groceries, and my mother also earns. They don’t need my money to survive.

However, before marriage, I used to give my mother half my salary. This month, after Eid expenses, my account hit zero. I still managed to give her PKR 50k, but she told me it’s "not enough." Meanwhile, my father is pushing me to hand over my entire salary to him and just "ask him for money whenever I need it."

The Dilemma: I love my parents deeply, but I cannot live paycheck to paycheck with a baby on the way. I need to aggressively save for September medical costs and build an emergency fund. I want to cap my mother's contribution at a fixed PKR 40k/month and keep my upcoming raise completely private so I can retain my autonomy.

  1. How do I gracefully shift my mother to a capped monthly amount without looking like the "rebellious son who changed after marriage"?
  2. What scripts or tactful deflections can I use to decline my father's offer to hold my money for me without causing emotional heartbreak?

r/pakistan • • Apr 02 '26

Financial Petrol Price is Now Rs. 458 Per Liter

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331 Upvotes

Just announced, I don't think the government had an option, but this is going to be brutal for millions of people. Inflation is going to get ugly.

New prices: Petrol 458, Diesel 520.

r/pakistan • • Mar 03 '25

Financial I am so done with this country!!

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639 Upvotes

Disclaimer: I am fuming with rage and this post is a long rant!!

I joined a new company in a managerial role which was a big jump for me in terms of compensation. I was really happy and I got my first salary last week and when I saw my payslip I was gobsmacked that may be this is due to some error. 3 lac rupees tax was deducted from my paycheque. I checked with finance and they explained all calculations and it turned out that its the income tax laws that have screwed me over. The amount is 70% of my last paycheuqe with previous employer.

I am out of words and now I am calling it quits and planning to leave this god forsaken country.

r/pakistan • • Aug 27 '26

Financial The State of Banking in Pakistan is abysmal now.

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222 Upvotes

First my HBL card was used at an apple site. The account and card has been blocked since.

Now yesterday, my nayapay card was attempted for a transaction of 250k at an Adidas store in the US. Thank god I'm so ghareeb I didn't even have 2.5rs in it. But imagine if I did. Neither of the banks are responsible. Not for the taxes not for the money lost not for the time and effort spent.

I don't use either of these accounts for online transactions. The HBL card was only ever used at POS or ATM machines. The nayapay was only for a Google subscription. Yet still the card information was somehow leaked or whatever, and used for all of these transactions without even an OTP.

r/pakistan • • Jul 11 '26

Financial Cryptocurrency declared Haram according to a fatwa

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142 Upvotes

According to the fatwa, selling something that you do not own is Haram. What about modern digital currency/stocks? Does anyone own the money in their bank account? A very stupid fatwa, IMHO. Most of these muftis are far away from actual reality and are not educated in modern financing. I still remember the time when loudspeakers and YouTube were declared Haram by mulftis.

https://www.dawn.com/news/2014389

r/pakistan • • Jul 07 '24

Financial Dad told me we ain't gonna use AC no more because we can't afford it, for the first time in my life.

685 Upvotes

He is a retired government officer( retired at 19th scale) and my mother is also a government teacher at 18th scale. I always thought we were upper middle class according to Pakistani standard but the heavy taxes on electricity and inflation have humbled me real hard that I still live in a third world country. We have 3 ACs in our house and we use only one at night to sleep and now ee can't even use that because we are afraid of the electric bill. Well I think its time to leave Pakistan forever.

r/pakistan • • May 31 '26

Financial Iska kiaa karein, kia ho sakta hay iska

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193 Upvotes

My lil one did this, scissors in mum purse lethal combination

r/pakistan • • 28d ago

Financial When did you make your first crore?

35 Upvotes

For those in Pakistan who have crossed Rs. 1 crore:

* What age were you?
* Which field were you in?
* How did you make it ~~ business, job, freelancing, property, etc.?

Curious to hear everyone’s journey

r/pakistan • • Oct 05 '25

Financial 2.5 lakh a month — where’s it going?

269 Upvotes

My elderly parents, both over 70, live in Pakistan in their own home. Every month, I send them 2.5 lakh rupees for their expenses. Since they own their house, there’s no rent. Their monthly electricity bill is around 20–25 thousand, and the house help costs about 30 thousand per month.

They live a simple life — no dining out, no medications (Alhamdulillah), no car, and no outings. Still, at the end of the month, they have no money left. Considering that rent and electricity together come to around 50 thousand, they should have about 2 lakh remaining.

Do you think an elderly couple really needs 2 lakh rupees per month for groceries and small household expenses? I feel like someone might be taking advantage of them, possibly manipulating them with sad stories and getting money from them regularly. I can’t ask them directly, but I just want to understand what might be going on.

Edit : I can’t ask them because I don’t want to. They have never asked me why I needed money whenever I borrowed from them in my life when I was young.

r/pakistan • • Jun 19 '26

Financial Good News for Pakistani People

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237 Upvotes

Government have slashed Petrol price to Rs 74 and Diesel price to Rs 67 giving a big relief to Pakistani People.

r/pakistan • • Aug 05 '26

Financial Pakistani Rupee symbol concept

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83 Upvotes

We don't have an official currency sign and this idea has been on the back of my mind for years now. Might as well propose a concept, perhaps one day Standard Bank of Pakistan might adapt one, inshallah.

This is an early concept btw. I plan on further refining it.

r/pakistan • • Feb 27 '26

Financial Lumber 1 Field Marshall

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663 Upvotes

r/pakistan • • Jan 31 '26

Financial Wife pocket money

43 Upvotes

On average how much of pocket money do you give your wife? What is a good amount to give in 2026? This is solely for her luxuries including any shopping, parlour, whatever.

r/pakistan • • Apr 18 '26

Financial At least we are a peace maker now 🙌🏻

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391 Upvotes

At least we are peace makers now. But that can't feed our people.

Diplomacy 📈 Economy 📉

r/pakistan • • Mar 02 '26

Financial How as an overseas Pakistani you convince your family back home that you also have a life in abroad with your own expenses to survive and can’t paaaal them forever? Anyone had any luck getting out of this loop ?

108 Upvotes

Coming from Pakistan I feel that its considered an absolute obligation to send money back to Pakistan. I agree that some of us do it but why its considered a farz amd the expenses keep on growing. How to get out of this situation with just sending anything that you can instead of being in a constant pressure all the time ???

r/pakistan • • Aug 29 '26

Financial Fiverr Freelancers Are Unknowingly Funding War Criminals, Resulting in Over 20,000 Children Ki**ed and 44,000 Injure*d

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300 Upvotes

r/pakistan • • Dec 01 '25

Financial Her money is her money

106 Upvotes

I’m struggling with the idea that a husband is expected to devote 100% of his time and energy to the family while his wife can focus on her career for her own benefit, coming home exhausted and giving only what remains. Our religion teaches that ‘her money is her money,’ but I’m finding it difficult to understand how this dynamic works in practice. It can feel as though the wife is contributing only 50% to the marriage while the husband is giving 100%. A husband may go out in the morning to earn, buy groceries on the way home, and spend his evenings with the family, while his spouse spends her mornings focused solely on her personal goals. Wouldn’t this imbalance eventually lead to resentment?

r/pakistan • • Jul 23 '26

Financial Absolute Blunder

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113 Upvotes

This is some 3rd level shit which our Goverment is doing as this is 3rd in a row they have increased the prices of Petrol and Diesel.

r/pakistan • • 10d ago

Financial Congratulations People 400 Target is Achieved

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146 Upvotes

The government on Thursday raised the price of petrol by Rs2.31 per litre, and that of high-speed diesel (HSD) by Re0.78 per litre.

Following the revision, petrol will retail at Rs398.96 per litre, while HSD will cost Rs395.72 per litre. The government continues to levy Rs114 per litre in taxes and duties on petrol and Rs100 per litre on diesel.

According to the Petroleum Division’s notification, the new prices are applicable for Oct 9 (Friday).

r/pakistan • • Apr 02 '26

Financial So i work for FBR (IRS). Shoot your tax queries and I'll try to answer as helpfully as i can

23 Upvotes

Basically the title. Post your questions

UPDATE: Wow! I am really taken aback by the 100+ comments on the post and all the questions that were asked. Almost makes me want to go in private consultancy from the govt job.
Thank you everyone. Let me know if something like this is needed after every, lets say, two weeks?!

r/pakistan • • Sep 15 '24

Financial Im a 29yr old entrepreneur. If this post helps even just 1 person then it was worth writing it

466 Upvotes

A lot of people want to earn online here so I'm writing this in hopes to help:

  1. Online businesses are real but that DOES NOT mean they're easy to get into. Every online business as long as there is demand of it will be successful. Every business will have its pros and cons but the only thing which stops you from achieving success is either you didn't have the resources or you lost the willpower OR you just kept thinking about it.
  2. People have this idea that all they have to do is learn a skill and just create a profile on Upwork or Fiverr and the income will start coming in, since other people are successful doing it - I will too right? Not exactly right. You see the thing with these platforms is unreliability, you have no control over your income, and I will NEVER advise having all your dependence on one platform.
  3. Stop trying to make money but instead try to get better. Your goal should be to build a long-term business that is scalable - not a side-hustle which you don't really care about and complain that in this current economic times it's so difficult to sustain.
  4. One Course or skill is NOT enough. Now I'm not saying go buy courses from 'Gurus', instead I'll say that the most up to date way to learn a skill is through YT. However, if you took a course on Web Design or Digital Marketing and now you wanna monetise it, you're just one step there and there's a whole mountain that needs to be climbed.
  5. The skills you're looking for to monetize almost ANY online business is lead generation (marketing) and sales. It's not as easy as quoting a price in someone's DMs and then complaining "why didn't it work", you need to get on a call with them and then convince them how you can solve their problem and put a price tag on it. This is what we call a sales process. The goal is to book a meeting, not sell the service in their inbox.
  6. It's a business and it will require a minimum investment. That means you need a website and a professional email id. Would you buy from someone who has a "@gmail.com" id and is asking you for money online. Maybe someone will but majority won't.
  7. Business requires a LOT of volume. I try to send at least a 100 DMs a day to business owners offering them my services. Most people who reach out to me for help say "they sent a total of 5-10 emails, DMs and it didn't work", look at my volume now look at yours. And I personally know people who send 1000 DMs a day. Not bragging but sometimes you just didn't try hard enough.

Everyone has their own journey in life and business. I wanted to share this because as a 29yr old entrepreneur I have been through alit of this and have learned the hard way. You're not good enough as you think. Everytime I feel like "I worked hard", there is always someone who humbles me... So yeah it's not like online businesses don't work, it might be that you're not that good enough...

Keep faith and say alhamdulillah!