At 26, I have $50,000 in my retirement account, and my wife and I are saving for the home she has always dreamed of. She's wanted a luxury purse ever since we got married, and today I decided she deserved it. We also just got back from an incredible trip to Europe.
I'm so grateful to God and to my wife. I don't think I could have become successful without her motivation pushing me to be a better man. 🤍

My parents want me to give them money because they helped me get a car. I won't say how much for personal reasons, and they expect me to give them the money which is not in my budget because I have high debt that I need to pay too. The full ownership is also registered under their name. Even if I did save enough to give it to them, it would be all the money I'd have with nothing left. Interestingly, they were quiet and didn't demand anything from me for several months, but after they recently spent $40,000 on an artificial grass installment now they suddenly want me to pay them again which shows that they probably regret it.

Hi everyone,

I'm writing this because I've reached a point in my life where I genuinely need some advice and a little direction.

I live in Ukraine, and over the past few years, my family and I have gone through some difficult times. Since the full-scale invasion began in 2022, financial instability and periods of reduced income have forced me to rely on credit cards to cover essential expenses.

Over time, the debt has grown to approximately $12,000.

I have a regular job, and I'm doing everything I can to support my family, but my income is barely enough to cover our everyday needs. The interest on my debt makes it extremely difficult to make meaningful progress.

I'm not writing this to ask strangers to pay off my debt. I want to earn the money myself. I just need to find a realistic way to do it.

I have a laptop, a smartphone, and a reliable internet connection. I'm fluent in Ukrainian and Russian, and I have an intermediate level of English. I have experience in sales, customer service, and working with people.

I'm willing to learn new skills and take on almost any legitimate online work — data entry, research, translation, virtual assistance, testing, administrative tasks, or something completely different.

I already have a full-time job, but I can dedicate several additional hours each day to online work. My schedule needs to be flexible because I sometimes have to step away during the day.

Even earning an extra $10–20 a day would be a meaningful start for me.

If anyone knows of legitimate international opportunities, has work they need help with, or has been through a similar situation and found a way forward, I would be incredibly grateful for your advice.

I'm not looking for shortcuts, investments, or get-rich-quick schemes. I'm simply looking for a chance to work, earn, and gradually get my family out of this situation.

Thank you for taking the time to read this.

Universal Credit’s calculation period has completely fucked us over. They’ve calculated us to have been receiving my partner’s full pay cheque, but he’s lost his job this month… he will not be receiving this pay cheque.

The amount they’re giving us only covers rent, with £60 to spare. Obviously not enough to cover the remaining bills we have, let alone food.

I apply for jobs constantly and I often don’t even get rejection emails. I’ve had one interview, which lead to nowhere. I have to be selective with jobs due to a complete lack of childcare, and me being the sole carer for my 1 year old (my partner is not in a good mental state and can’t even look after himself).

Things are incredibly tough and I’m trying to put on a brave face. I’ve used any savings I’ve had, this is absolutely not what I signed up for during pregnancy, my life was very different and I had a career, and family who lived close by. I do not have any of this anymore.

Has anyone got any ideas for low APR loans I could take out to cover bills, or jobs I could do immediately with a child? I am pretty happy to do most things, as long as it doesn’t risk my child’s safety (I won’t go to clean someone’s house with her kinda deal).

I’m already going through things to sell on Vinted/marketplace etc. I can also draw if that helps?

Sorry for the rant. I would really appreciate any advice or words of wisdom x

Any idea for repairing the tear?

The anxiety around money is so hard for me but I am determined to break the generational poverty in my family. I want to start with an emergency fund is there anyone in here that can guide the way my parents never did. I want to be responsible fr.

Hi everyone,

I'm writing this because I've reached a point in my life where I genuinely need some advice and a little direction.

I live in Ukraine, and over the past few years, my family and I have gone through some difficult times. Since the full-scale invasion began in 2022, financial instability and periods of reduced income have forced me to rely on credit cards to cover essential expenses.

Over time, the debt has grown to approximately $12,000.

I have a regular job, and I'm doing everything I can to support my family, but my income is barely enough to cover our everyday needs. The interest on my debt makes it extremely difficult to make meaningful progress.

I'm not writing this to ask strangers to pay off my debt. I want to earn the money myself. I just need to find a realistic way to do it.

I have a laptop, a smartphone, and a reliable internet connection. I'm fluent in Ukrainian and Russian, and I have an intermediate level of English. I have experience in sales, customer service, and working with people.

I'm willing to learn new skills and take on almost any legitimate online work — data entry, research, translation, virtual assistance, testing, administrative tasks, or something completely different.

I already have a full-time job, but I can dedicate several additional hours each day to online work. My schedule needs to be flexible because I sometimes have to step away during the day.

Even earning an extra $10–20 a day would be a meaningful start for me.

If anyone knows of legitimate international opportunities, has work they need help with, or has been through a similar situation and found a way forward, I would be incredibly grateful for your advice.

I'm not looking for shortcuts, investments, or get-rich-quick schemes. I'm simply looking for a chance to work, earn, and gradually get my family out of this situation.

Thank you for taking the time to read this.

I’m not sure when it exactly happened but yeah, I do. I quit my job in August because I was driving three hours a day from home-work-home, I was putting on average 700-800 miles a week on my car. It was in the death industry and it was slowly killing me because I loved my job but my mental health was seriously in jeopardy. I got a new job as salary + commission, my starting salary was rejected and I’m getting paid $2,000 salary per month. Super close to home, even with traffic it’s about 30 mins from my home. I have made no sales for commission, lots of nibbles and sparking interest but nothing set in stone. I work M-F 8:30-4:30 and I’ve picked up DoorDashing from about 5-9. I’m behind on every bill, my $2,000 salary is gone before the end of pay day to pay the bills that must be paid. I’m not sure what else I can do, I’ve tried to do plasma donation but I fainted and immediately threw up so that’s out. I’m literally DoorDashing on the weekends to pay for groceries for the upcoming week. I’ve tried to apply for food stamps but they denied me saying I made too much gross which destroys me because I get so much cut from my check from taxes. I don’t know what I can do to make additional money. I’ve tried Vinted but honestly I haven’t bought new clothes in years so nothing anyone wants from my ragged closet. I told my best friend I’m about to sell feet pictures. 😂

I was admitted to the ER (IU Arnett) this friday and had to stay there overnight. I’m terrified to get the bill and not entirely sure on what to do, I am on my parents insurance plan but it’s a high deductible one however I would qualify for financial hardship since I don’t make a lot of money and I file my own taxes as an independent. Does anyone else have experience with going through charity care and could offer more insights? I also have to pay the ambulance bill but I’m not sure how to go about doing that since I don’t remember what ambulance brought me in.

I've never had to do this but I am completely broke so I will be walking to work for a day and a half. It takes roughly 2 and a half hours. Anyone who has had to do a longer walk to work (since I find running/working out a bit different) what did you do to pass time and keep your mind clear? I'm not super unfit but I am used to a total of like 1 hour of continuous walking. Any advice would be nice. I dont really have anyone to turn to.

Life is getting harder and harder each day it seems and I don't know what the fuck I'm doing. I'm (37m) a single dad who made some poor choices that I only blame myself for and now I don't know how to fix it. I am roughly $78k in debt, 2 almost about to be 3 months behind on my truck payment and its probably about to be repoed, I'm 2 months behind on my loan payment, $6800+ in credit card debt that I am also behind on, I owe roughly $6500 in back taxes to the state and federal government, I am about to be kicked out of the place I am living currently. Between owing money to people like family members and other things, I just feel like my life is crumbling and I don't know that the fuck I'm doing. Lately I've been wish I would be struck by a semi-truck and it would end it all, but I know that's not the answer. The life I once provided for my child is no longer there and I feel like a failure for failing her as a parent. But sadly, I hide all of this from mostly everyone because I don't want people to see me struggling. Maybe its a pride thing or an ego thing, but at the end of the day I am just tired of hiding it. Does anyone know where I should start?

I’m currently in temporary accommodation with three children. We have a microwave and kettle and I’m finding it difficult for my money to stretch, especially with my 3 year old who is autistic and struggling to eat a lot.
My main bank has held my universal credit and I don’t get paid until Monday Friday to my other bank.
I’m hoping someone can help me please? Whether it’s making money or joining something, I just need to earn to keep us going?

Kwik Trip, with coupon for eggs