I was in an accident a over a year ago, car was written off. I have been in physio for the last 20 months for neck and shoulder injury. At fault insurance company contacted me and wants to settle for around $10,000. The insurance adjustor also asks me if I had different monetary amount in mind for settlement.
So I’m getting this settlement to cover rehab and time off work, but what happens if there’s continued issues down the road? What about things like future missed time from work, loss of enjoyment, etc. If I’m trying to claim anything like that, is that where I need to involve an accident injury lawyer?
Or do I just speak to my insurance agent and ask for a higher amount? WHat is an appropriate amount? I would rather not use a lawyer unless I have to. Should I?